ETF / index funds. Resources.

Vanguard Index Funds.

VTI - Vanguard Total Stock market Index = 40% ( only 0. 05%)
VEU - VANGUAR D free all - world - 20%
VWO - Vanguard Emerging Markets Stock Index ( VWO ) - 5%
VCIT - Vanguard Intermediate - Term Corporate Index - 25% ( for stable)

Remaining to be done with the bonds to get a 60% =- 40% ratio.

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