I still keep in touch with my colleagues. They are all in great shape ( I meant in their career :-). Everyone is smart in some way and especially the teacher who used to teach us is really been the pillar behind everyone. A selfless act, he stooped down from his teacher position to a friend during our classes. Many life has been changed by him. So this morning my friend Vinod gives this wonder summation of global recession. I think he covered good. We can argue about communism and other facts, but overall a fantastic opinion put forth by him. So, what does Vinod do... well apart from playing flute, you guessed it. He is in the loans department of a major bank. What started the global recession? The sub-prime mortgage exposure and losses, the subsequent collapse of a HUGE bank in the US and the resulting lack of rust in the banks all over the world in each other (in some cases, not without reason), leading to liquidity crunch in the financial systems all across the world . What cau